Business Entity (Agency) Licensing

Effective July 1, 2021, the licensing requirements for business entities (agencies) and agents affiliated with those entities changed as a result of recently enacted legislation. The primary changes affecting business entities include:

  • An insurance company will no longer be required to file appointments for business entities (agencies). Current business entity (agency) appointments will be canceled and removed from Department records.
  • On July 1, 2021, current agency-affiliated producer (agent) appointments will be converted to direct individual producer (agent) company appointments.
  • Companies must process new individual producer (agent) appointments and terminations through National Insurance Producer Registry (NIPR).
  • Business entities (agencies) will no longer be required to report affiliated licensed producers (agents) to the Department, which means they will no longer submit the AG11 Form for that purpose.
  • Business entities (agencies) must keep a current email address on file with the Department.
  • Business entities (agencies) are no longer required to license each location or DBA separately.
  • Business entities (agencies) must keep the Designated Responsible Licensed Producer (DRLP) current with the Department and report any change to the DLRP within 30 days.
  • Resident business entities (agencies) will be required to biennially renew.

For additional information see the “Producer Licensing Reform Implementation FAQ.”

Resident Business Entity (Agency) Licensing Requirements

Kansas-domiciled corporations, associations, partnerships, sole proprietorships, limited liability companies, limited liability partnerships, or other legal entities acting as insurance agents are required to obtain a resident insurance business entity (agency) license.

  • Submit the NAIC Uniform Application for Business Entity Insurance License/Registration to the Producer Licensing Division; 1300 SW Arrowhead Road, Topeka, KS 66604-4073. After July 1, 2021, insurance personnel licensed in Kansas that are affiliated with the business entity (agency) no longer need to be listed on the application. Also, branch office locations do not need to be reported.
  • Designate if the business entity is an auto dealership, an auto rental agency, a financial institution, a portable electronics vendor, or does credit product business only and has no licensed personnel.
  • Submit a $30 application fee (personal or business check, money order, or cashier’s check payable to the Kansas Insurance Department).

Requirements After the License Has Been Issued:

  • Effective July 1, 2021, current business entity (agency) affiliated producer (agent) appointments will convert to direct individual producer company appointments.
  • After July 1, 2021, insurance companies will no longer be required to file appointments for business entities (agencies). Business Entity (Agency) appointments in effect on July 1, 2021, will be canceled and removed from Department records.
  • After July 1, 2021, insurance company appointments for individual producers must be submitted by the company through NIPR. The Department will track appointments at the individual producer license level only.
  • A business entity (agency) must keep a current email address on file with the Department. Renewal notices and other communications will be sent only electronically by email.
  • Licensed business entities (agencies) are required to notify the Department, within 30 days of occurrence, of any legal and/or mailing addresses changes, name changes, email address changes, regulatory actions, disciplinary actions, and terminations for cause for both the business entity (agency) as well as for individual producers employed by the business entity (agency).
  • Licensed business entities (agencies) are also required to notify the Department of any change in the agency’s designated responsible licensed producer (DRLP).
  • Changes in legal and/or mailing addresses, ownership, name, other contact information, and the agency’s Designated Responsible Licensed Producer must be submitted electronically to the department by utilizing the online AG11 Change of Business Entity (Agency) Status form.
  • For changes involving ownership, business entity (agency) legal name, agency D/B/A name, or tax identification number, contact the Kansas Insurance Department for instructions.
  • A complete list of current company appointments and insurance producer (agent) affiliations must be able to be provided with 30 days of a request by the Department.

Renewal

Effective January 1, 2022, resident business entities (agencies) will be required to biennially renew their licenses with the Department. The renewal date will be the last day of the original month in which the entity was issued its license, in an even or odd year, depending on whether the license was originally issued in an even or odd year.

  • License must be renewed through NIPR.
  • The biennial renewal fee is $4.00.
  • Failure to file a renewal application or pay the renewal fee by the biennial renewal date will result in expiration of the agency license. The agency will be required to apply for a new license by submitting an application and application fee via NIPR.

Non-Resident Business Entity (Agency) Licensing Requirements

 New License

  • Corporations, associations, partnerships, sole proprietorships, limited liability companies, limited liability partnerships, or other legal entities domiciled outside of Kansas but acting as insurance agents within Kansas are required to obtain a nonresident business entity (agency) license. Submit the NAIC Uniform Application for Business Entity License/Registration online via the National Insurance Producer Registry (nipr.com). Paper applications will NOT be accepted. Indicate if the business entity is an auto dealership, an auto rental agency, a financial institution, a portable electronics vendor, or does credit product business only and has no licensed personnel.
  • Pay a $30 application fee and a $50 license fee via NIPR at the time of application.
  • License status in the business entity’s state of domicile will be verified through NIPR Producer Database (PDB Participating State Report at nipr.com). If the home state does not issue a business entity insurance license, submit a Letter of Good Standing dated within the calendar year issued by the Secretary of State or a similar state agency.

Requirements After the License Has Been Issued:

  • Effective July 1, 2021, current business entity (agency) affiliated producer (agent) appointments will convert to direct individual producer company appointments.
  • After July 1, 2021, insurance companies will no longer be required to file appointments for business entities (agencies). Business Entity (Agency) appointments in effect on July 1, 2021, will be canceled and removed from Department records.
  • After July 1, 2021, insurance company appointments for individual producers must be submitted by the company through NIPR. The Department will track appointments at the individual producer license level only.
  • A business entity (agency) must keep a current email address on file with the Department. Renewal notices and other communications will be sent only electronically by email.
  • Licensed business entities (agencies) are required to notify the Department, within 30 days of occurrence, of any legal and/or mailing addresses changes, name changes, email address changes, regulatory actions, disciplinary actions, and terminations for cause for both the business entity (agency) as well as for individual producers employed by the business entity (agency).
  • Licensed business entities (agencies) are also required to notify the Department of any change in the agency’s designated responsible licensed producer (DRLP).
  • Changes addresses, legal and/or mailing addresses, ownership, name, other contact information, should be made online through NIPR. Changes to the agency’s Designated Responsible Licensed Producer DRLP must be submitted electronically to the department by utilizing the online AG11 Change of Business Entity (Agency) Status form.
  • A complete list of current company appointments and insurance producer (agent) affiliations must be able to be provided with 30 days of a request by the Department.

License Renewal

A non-resident insurance business entity (agency) may renew the license biennially with a $50 license fee. On July 1, 2020, the biennial renewal date for a nonresident business entity will change to the last day of the original month in which its license was issued in an even or odd year, depending on whether the license was originally issued in an even or odd year. Licenses must be renewed online via NIPR. Renewal notices are emailed approximately 90 days in advance of the renewal date.