Continuing Education

Continuing Education

Producer

Provider

NOTE: Effective January 1, 2022, all providers must report CE electronically to SBS.  The Department will not accept paper completion certificates or emailed CE completion information for evidence of CE compliance.

Continuing Education Provider Forms

  • Course Certification KCE-4 [Note: After January 1, 2022, this form cannot be used to submit CE course certifications to the Kansas department of insurance.  All CE providers must submit CEs course completions directly to SBS (State Based Systems).  See SBS Login link under Provider information, above.
  • NAIC Reciprocity Filing Form

Contact Information

Producer Requirements

Once a producer receives a license, that producer must satisfy continuing education requirements. Continuing education requirements for Kansas resident producers will change effective January 1, 2022. The following chart shows current CE requirements based on lines of authority held by a licensee. Producers whose biennial renewal date is prior to January 1, 2022, will need to meet these requirements.

Table 1 – Current CE Requirements
Line of Authority Hours Required Course Type
Life and/or Health* 12 Life/Health
Property and/or Casualty* 12 Property/Casualty
Crop Only 2 Crop
Title Only 4 Title
Pre-need Only Affirm pre-need business only ‡

*Such requirement shall include at least one hour of instruction in ethics. No more than three Continuing Education Credits can be in insurance agency management.
‡ Kansas law requires that each individual holding a life license solely for the purpose of selling pre-need insurance shall file a report affirming that no other insurance business was transacted during the current renewal period, and upon the request of the Commissioner, shall provide a certification from each company that has appointed the agent that the agent transacted no other business. No continuing education hours are required to renew the limited lines license of pre-need. Affirmation may be provided online via Producer Desktop.

After July 1, 2021, a producer’s biennial due date will change from their birth date to the last day of their birth month, in an even or odd year, depending on whether the producer was born in an even or odd year. Such due date shall not be earlier than two years following the producer’s initial licensure.

The following CE requirements must be met for Kansas resident producers whose biennial renewal dates are after January 1, 2022:*

Table 2 – ce Requirements after January 1, 2022
Line of Authority Hours Required Course Type
Single or dual major lines** 18 3 Ethics; remainder at producer’s discretion†
Crop Only 2 Crop
Title Only 4 Title
Pre-need Only Affirm pre-need business only ‡
bail bond, self-service storage unit or travel insurance ± See below for additional information on CE for bail bond licensees

* Note: Producers may renew their license (if they have appropriate CE credit) up to 90 days prior to their biennial renewal date. Producers with biennial renewal dates after January 1, 2022, but who renew within their 90-day window prior to January 1, 2022, must comply with the CE requirements in effect prior to January 1, 2022 (as shown in Table I, above). Those renewing after January 1, 2022, must comply with the CE requirements shown in Table II. Examples:

  • A single lines licensed agent with a renewal date in the first 90 days of 2022 will need 12 hours of CE if the renewal is processed prior to December 31, 2021. If the renewal is processed after December 31, 2021, the agent will need 18 hours of CE.
  • A dual-lines licensed agent with a renewal date in the first 90 days of 2022 will need 24 hours of CE if the renewal is processed prior to December 31, 2021. If the renewal is processed after December 31, 2021, the agent will need 18 hours of CE.

** Major lines are Life and/or Health Authority, Property and/or Casualty, Personal.

† The hours must be approved for CE credit by the Kansas Insurance Department. There is no limit for the number of hours of “Insurance Agency Management” (IAM) courses an agent may take.

‡ Resident Producers who hold a limited line license for pre-need do not have a CE requirement; however, at their biennial renewal date they must provide a certification from an officer of each insurance company that has appointed the producer that certifies the producer transacted no other insurance business during the renewal period.

  • Producers with only the following limited line licenses have no CE requirement for insurance license renewal:
    • Self-service storage license only
    • Travel license only
    • Bail bond license only. However, bail bond licensees must comply with CE requirements under K.S.A. 22-2809b required for authorization to act as a bail bond agent in any Kansas judicial district.

Requirements for Compliance

Kansas resident producers must complete courses approved by the Kansas Insurance Department.  Courses must be completed during the biennium to which they are to be applied. Prior to January 1, 2022, the CE provider must submit the producer course information electronically to the Department or the producer must submit the KCE-4 or an official grade report from a provider of professional designation courses to the Kansas Insurance Department by the biennial renewal date.  Email the Producer Licensing Division at kid.conted@ks.gov to verify that a professional designation course has been approved by the Department. After January 1, 2022, CE providers must submit CE completion information electronically to SBS. The Department will not accept any completion certificates (whether in paper or electronic form) from Producers or CE completion information from CE providers after that date.

Effective July 1, 2021, Nonresident producers must renew online through NIPR including payment of the $50 biennial license fee by the renewal due date. A Certification Letter from the producer’s home state is not required. License status will be verified through the NAIC Producer Data Base (PDB) as proof of continuing education compliance in the producer’s resident state

Licenses Canceled for Noncompliance with CE Requirements

Currently, if a Kansas resident or nonresident license is suspended or terminated for failure to submit evidence of compliance with continuing education/renewal requirements to the Department the producer must provide the following for reinstatement of the license:

  • Resident Producer
    • A reinstatement fee of $100 per line of authority CE category.
    • Proof that CE hours have been completed. If the CE provider does not submit the producer course information electronically, the producer must submit the KCE-4 or an official grade report from a provider of professional designation courses to the Kansas Insurance Department.
    • Company appointment and/or application forms and fees may be required, dependent upon the length of time that has passed from the producer’s renewal due date.
  • Nonresident Producer
    • A reinstatement fee of $100 per line of authority CE category.
    • $50 biennial license fee.
    • Certification Letter from the producer’s home state is not required. License status will be verified through PDB as proof of continuing education compliance.
    • Company appointment and/or application forms and fees may be required, dependent upon the length of time that has passed from the producer’s renewal due date.

After January 1, 2022, resident producers must pay a $4.00 biennial renewal fee in addition to meeting CE requirements. If a Kansas resident license is suspended or terminated for failure to submit evidence of compliance with continuing education requirements or payment of the renewal fee the producer must provide the following for reinstatement of the license:

  • During the initial 90-day suspension period:
    • Submit renewal application
    • 18 hours of CE
    • Pay the $4 renewal fee
    • Pay a $100 reinstatement fee
  • After the 90-day suspension period, when the license expires, up to one year:
    • Submit renewal application
    • Complete 18 hours of CE
    • Pay a $100 reinstatement fee
    • Pay the $4 renewal fee
    • You must have companies reappoint you
  • If it has been more than a year, but less than four years:
    • Reapply for the license (includes providing fingerprints)
    • Pay the $90 application fee
    • Complete 18 hours of CE
    • Pay the $100 reinstatement fee
    • You must have companies reappoint you
  • If it has been more than four years:
    • Reapply for the license (includes providing fingerprints)
    • Pay the $90 application fee
    • Take and pass a licensing exam for the desired line of authority
    • You must have companies reappoint you

If you are a resident agent with dual lines of authority and let one line lapse prior to January 1, 2022, but want to get that line back after January 1, 2022, contact the Producer Licensing Department for assistance.

Nonresident producer renewal requirements remain the same as those currently in effect (stated above) after January 1, 2022.

Course Providers

See Provider/Course Catalog Look-Up

Flood Insurance Training Requirement

(From Bulletin 2006-6)

IF YOU DO NOT ISSUE FLOOD INSURANCE POLICIES AS AN INSURER OR YOU DO NOT SELL FLOOD INSURANCE TO YOUR CLIENTS AS A PRODUCER, THIS REQUIREMENT DOES NOT APPLY TO YOU.

Federally backed flood insurance is available through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (“FEMA”). FEMA, in cooperation with state insurance regulators, has developed flood insurance training requirements which are designed to ensure that insurance producers selling flood insurance under NFIP are properly trained and educated about the program.

Under these requirements, Kansas resident insurance producers licensed in property and casualty or personal lines of authority that may sell a flood insurance policy must complete a one-time course related to NFIP which will provide at least three (3) hours of continuing education credit. These three (3) hours are not required in addition to the biennial CE hour requirements. The failure to comply with this training requirement may jeopardize the insurance producer’s authority to write flood insurance through the NFIP.

See Provider/Course Catalog Look-Up for information on Kansas-approved providers of flood courses. To obtain information regarding other providers, email kid.conted@ks.gov.

Long-Term Care Training Requirement

In 2009, Kansas Administration Regulation 40-4-37v was adopted to formally implement a training requirement for any producer that would be marketing Long Term Care Partnership Program policies.

For questions regarding this training requirement, contact the Producer Licensing Division.

Annuity Suitability Training Requirement

Kansas Administrative Regulation 40-2-14a requires any producer who engages in the sale of annuities to complete a four (4) hour annuity suitability training course. Producers are also required to complete on an ongoing basis company-sponsored product-specific training sponsored by the insurance company offering the product.

Provider Course Application and Approval Guidelines

General Requirements

Providers wishing to offer CE courses should review K.S.A. 40-4902, K.S.A. 40-4903, and K.A.R. 40-7-20a for CE course requirements, including provider responsibilities.

Only courses that impart substantive and procedural knowledge relating to insurance and are beneficial to the insuring public subsequent to initial licensing shall be approved for credit. Courses designed to prepare students for a license examination do not meet the criteria for approvable courses.

Provider Course Submission

Providers shall submit proposed courses to the Commissioner for pre-approval at least 30 days prior to the date on which the course is to be held.  Electronic submission of courses through SBS is mandatory. To submit courses go to SBS Login and click on “Submit Course Application.” Providers should review K.S.A. 40-4903 for information required to be provided for course certification. Backup documentation should be attached to the electronic course application using the “Upload Attachment” feature.

After courses have been approved, providers shall notify the Commissioner at least 30 days prior to any subsequent course dates for only those courses held within the state of Kansas. Notification is not required for courses held outside of Kansas.

Courses cannot be advertised in any manner as approved unless the Commissioner has granted approval, in writing.

Provider Fees

All fees required for individual course approval shall be collected with the course submission. The fees are $50 per course per year or a $250 annual fee. The applicable fees will be collected at the time of course submission. In addition, a $100 annual provider fee is due with the first-course submission each year.

Manner of Course Delivery

Providers may offer courses through classroom, self-study or online methods. The amount of credit received by a producer for a self-study or online course shall be based upon successful completion of the course. Each provider shall indicate in its request for approval to the Department the proposed method of verification of successful completion of the course. The provider shall also indicate the number of hours requested to be assigned by the Commissioner.

Independently monitored examinations are not required for verification of successful completion of a self-study or online course. Any examination utilized or to be utilized for verification of course completion shall be included in the material submitted for course approval. Any sponsor of self-study/internet courses shall clearly disclose to any producer wishing to receive credit in Kansas the number of hours for which that particular course has been approved by the Commissioner.

Provider Course Requirements

Providers should review K.A.R. 40-7-20a (which is in the process of being amended to reflect the 2021 legislative changes) for updated course requirements, including instructor qualifications, recordkeeping requirements and providing course completion certificates, and deadlines for reporting course completions to the Department.

Provider Continuing Education Forms

The forms listed below are used in administering Kansas continuing education requirements for producers. Please carefully review these forms, the administrative guidelines, and K.S.A. 40-4902 and K.S.A. 40-4903.

Form KCE-4 is for the purpose of providing evidence of program completion to the insurance producer. Currently, if the CE provider does not submit the producer information electronically, the producer must submit the KCE-4 to the Kansas Insurance Department by the biennial due date. After January 1, 2022, providers must submit course completion information electronically to SBS within ten days of course completion. The Department will not accept provider submissions or completion certificates from producers after that date.

NAIC Uniform Continuing Education Reciprocity Course Filing Form and Instructions, if applicable, is to be used by the home state CE provider when filing a new course in a reciprocal state.  A copy of the home state approval form must be attached.

Questions regarding the Kansas continuing education requirement may be directed to the Producer Licensing Division or by email to kid.conted@ks.gov.