Business Entity (Agency) Licensing

Resident Business Entity (Agency) Licensing Requirements

For information on Nonresident Business Entity Licensing Requirements, click here.

New License:

Kansas-domiciled corporations, partnerships, sole proprietorships, limited liability companies, limited liability partnerships, or other legal entities acting as insurance producers are required to obtain a Resident Insurance Business Entity (agency) license.

To apply for a Kansas Resident Business Entity (agency) license, you must satisfy or complete the following requirements:

1. Your business entity must be organized as a corporation, partnership, limited liability company, limited liability partnership or sole proprietorship. If applicable, register your business entity with the Kansas Secretary of State’s office.^[1]
2. Submit the NAIC Uniform Application for Business Entity License online via the National Insurance Producer Registry (NIPR).
3. At the time you apply, you must pay an application fee of $15 by credit card or electronic check through NIPR. The application fee is nonrefundable.
4. FEIN Verification:  Submit to the Department a document issued by the IRS on IRS letterhead which displays the business entity name and the FEIN.  Acceptable documents include notices or statements from the IRS, letter of FEIN issuance, etc.  This document may be uploaded to the NIPR Attachment Warehouse as Additional Licensing Document “ADL”.
• The Department is requesting FEIN verification to ensure the FEIN on file is not a SSN as the Department no longer accepts the SSN as a FEIN.  This is a one-time request at the time of renewal for record validation.

^[1] Sole Proprietors, partnerships and certain national entities (such as federally chartered banks or credit unions) are not required to file/register with the Secretary of State.

Types of Licenses

The Kansas Department of Insurance grants the following types of licenses to Business Entities. The chart also indicates the Lines of Authority and whether direct company appointments are allowed for those license types.

Please visit Limited Lines of Authority for detailed information on limited lines of authority for agencies.

License Renewal

Resident business entities are required to renew their license on or before their biennial due date. Business entities must submit a renewal application and pay a $4.00 biennial renewal fee through NIPR (nipr.com). Renewals may be completed no more than 90 days prior to their biennial due date. You can find your business entity’s biennial renewal date on SBS.

Upon renewal, the Department will verify whether the business entity is active and in good standing with the Kansas Secretary of State (if applicable). Agencies should verify with the Office of the Secretary of State of meeting this requirement prior to filing a renewal application.  Agencies that are required to be registered with the Secretary of State and are not active and in good standing will not be renewed by the Department and a lapse in licensure may occur.

Failure to file a renewal application, pay the renewal fee, or be found not active and in good standing with the Secretary of State (if applicable) by the biennial renewal date will result in the expiration of the agency license. The agency will be required to apply for a new license by submitting an NAIC Uniform Application for Business Entity License and paying the application fee online via NIPR.

Nonresident Business Entity (Agency) Licensing Requirements

New License

Corporations, partnerships, sole proprietorships, limited liability companies, limited liability partnerships, or other legal entities domiciled outside of Kansas but acting as insurance producers within Kansas are required to obtain a Nonresident Business Entity (agency) license.

For the types of Business Entity licenses issued by the Department, click here.

To apply for a Kansas Nonresident Business Entity (agency) license, you must satisfy or complete the following requirements:

1. Submit the NAIC Uniform Application for Business Entity License online via the National Insurance Producer Registry (NIPR).
2. At the time you apply, you must pay a $50 license fee through NIPR by credit card or electronic check. The application fee is nonrefundable.

License Renewal

Nonresident Business Entities are required to renew their license on or before their biennial due date. Business entities must submit a renewal application and pay a $50.00 biennial renewal fee through NIPR (nipr.com).

The biennial due date is the last day of the original month in which the entity was issued its license, in an even or odd year, depending on whether the license was originally issued in an even or odd year.

Failure to file a renewal application or pay the renewal fee by the biennial renewal date will result in expiration of the agency license. The agency will be required to apply for a new license by submitting a NAIC Uniform Application for Business Entity License and paying the application fee online via NIPR.

Maintaining Your Business Entity License (Resident & Nonresident):

• A business entity (agency) must keep a current business email address on file with the Department. Renewal notices and other communications are only sent electronically via email.
• Licensed business entities (agencies) are required to notify the Department of, within 30 days of occurrence, any changes in legal and/or mailing addresses, telephone numbers, email addresses, or the agency’s designated responsible licensed producer (DRLP). These must be reported by different methods:
  • Changes in DRLP, legal and/or mailing addresses, telephone numbers, email addresses are to be reported via a Contact Change Request (CCR) through NIPR. Do not notify the Department directly of these changes.
  • Changes in the business entity’s doing business as (DBA) name(s) shall be submitted to the Department by sending an email to kdoi.licensing@ks.gov.
• Licensed entities are also required to notify the Department, within 30 days of occurrence of any regulatory actions, disciplinary actions, and terminations for cause for both the business entity (agency) as well as for individual producers employed by the business entity (agency). These must be reported to the Department by uploading a detailed written statement and supporting documents to the NIPR Attachment Warehouse, Reporting of Actions “ROA.”
• Business Entities must be able to provide the Department with a complete list of insurance producer (agent) affiliations within 30 days of the request.